Cherry Financing Payment Plans
Fast, easy, no gimmick application process.
How long is approval valid?
Approvals are valid for 30 days. Once that time period expires, you are welcome to reapply.
Can I increase my approval amount?
Once you’re approved, you’re approved for the maximum amount based on your financial background.
Can I change my due date?
Cherry finance allows a one-time due date change to a date within 25 days of your original scheduled due date. This change can be made in your portal after your contract has been created.
Why was I denied?
You can access your denial by logging into your portal at https://customer.withcherry.com/ No need to worry, you will have the ability to apply again after 30 days.
When can I apply again?
Whether you were denied or approved, both last for 30 days. Once that time period expires, you are welcome to reapply.
We are excited to be one of the only beauty bars to now offer Klarna, for all of our clients and students! Klarna is a financing option which allows you to get 4 interest free payments up to $1,000 and up to $10,000 dollars in financing. Klarna offers financing options for up to 36 months.
It’s easy to get approved, just call or email us to let us know you’d like to apply to Klarna, and we will send you a special link to get pre approved and for you to book your appointment!
*Everyone can get approved for at least $1,000 no matter your credit.
Be sure to get pre-approved before your visit.
Is this a loan?
No, this is a financing or lending product. That’s why we don’t need credit checks, applications, or approvals.
Can I split payments across multiple cards?
Yes, you can set up 2 separate installment plans linked to different credit cards to cover the full amount.
What cards can I use?
We accept MasterCard and Visa credit cards.
Can I pay off my plan early?
Yes, this option is always available on the installments portal, or you can contact customer care for assistance.
Do I have have to pay full interest charges on my purchase?
No. When you make a purchase with QuickFee installments, you will only be charged for 1/4 the total each month. The balance is reserved on your credit limit and interest rates will not apply.
Will this affect my credit score?
There is no impact on your credit score. Your bank just sees the individual installment charges each month. If one of the payments is declined, there is still no effect on credit rating.
How does United Medical Credit work?
Once your application is submitted, we will submit it to the lending partner best qualified to give you the maximum approval amount at the best terms. Often, you will receive this decision within seconds. Some lending partners may take longer but you will always get a response by the next business day. If your application is pre-qualified, we may contact you to review the terms and conditions. Once you accept the terms and provide the stipulations if required, our lending partners will disburse the funds directly to the merchant. If your application is denied, you can always resubmit your application with a qualified 2nd applicant.
How long does it take for a response on my application?
Often, you will receive a decision within seconds. Some lending partners may take longer but you will always get a response by the next business day.
What are the minimum requirements for getting approved?
Each lending partner takes multiple factors into consideration including but not limited to income, credit profile, and outstanding debt balances.
Would my requested amount affect my chances of getting approved?
Requested loan amount may affect your chances of being approved. If we are unable to secure the full requested amount, we will inform you of the maximum amount.